Aug. 21, 2024

Comprehensive Guide to Buying a Used Car in New Hampshire

1. Determine Your Budget

Decide how much you can afford to spend on a used car, including taxes and fees.

Car Buying Tips

 

2. Research Vehicles

Research different makes and models to find the best car for your needs.

Edmunds Car Research

 

3. Check Vehicle History

Obtain a vehicle history report to check for any past accidents or issues.

Carfax

 

4. Inspect the Car

Have a trusted mechanic inspect the car before purchasing.

ASE Mechanic Locator 

 

5. Negotiate the Price

Negotiate the purchase price with the seller.

Kelley Blue Book 

 

6. Complete the Paperwork

Ensure you receive the title, bill of sale, and any other necessary documents.

New Hampshire DMV Title Information

 

7. Register the Car

Register the car with the New Hampshire DMV.

New Hampshire DMV Registration 

 

8. Get Insurance

Obtain the required insurance for your new car.

New Hampshire DMV Insurance Requirements

 

 

Fees for Buying a Used Car in New Hampshire?

 

When buying a used car in New Hampshire, you may encounter several fees, including:

 

1. Sales Tax

New Hampshire does not charge sales tax on vehicle purchases. 

 

2. Title Fee

$25 

 

3. Registration Fee

Starting at $31.20 per year 

 

4. Emissions Testing Fee

If applicable, usually around $20

 

5. Governmental Services Tax

Varies based on the vehicle's value 

 

6. VIN Inspection Fee

If applicable, $10 

For more detailed information, visit the New Hampshire DMV website: New Hampshire DMV Fees

 

 

FAQ About Buying a Used Car in New Hampshire

 

1. What kind of insurance does my used car need? 

In New Hampshire, you need to have liability insurance to cover damages or injuries you may cause in an accident. It is also recommended to consider additional coverage such as collision, comprehensive, and uninsured/underinsured motorist coverage.

New Hampshire DMV Insurance Requirements

 

2. How to protect yourself when buying a used car privately? 

To protect yourself when buying a used car privately, follow these steps: 

  • Obtain a vehicle history report. 
  • Have the car inspected by a mechanic. 
  • Verify the seller's identity and the car's title. 
  • Use a bill of sale to document the transaction.

Car Buying Tips

 

3. Is buying a car privately with cash a good idea? 

Buying a car privately with cash can be a good idea if you take precautions such as: 

  • Meeting in a public place. 
  • Bringing a friend along. 
  • Using a cashier's check instead of large amounts of cash. 
  • Verifying the seller's information and the car's title.

Edmunds Car Buying Guide

 

4. What are temporary tags? 

Temporary tags are short-term registration permits that allow you to drive your newly purchased vehicle while waiting for permanent registration. In New Hampshire, temporary tags are usually valid for up to 20 days.

New Hampshire DMV Temporary Permits

 

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